Terms of Use

Last updated November 4, 2026

These terms cover this website and Buddy, made by Buddy Labs. By using them you agree to these terms.

Access

Buddy is in private testing, and access is by invitation only. You must be 18 or older and use Buddy only for your own accounts and data.

Not financial advice

Buddy gives information and suggestions about your own finances. It isn't financial, tax, legal or investment advice. Check important decisions yourself.

Your accounts

Bank connections are read-only, through Plaid. Buddy doesn't move money, make payments or change your accounts.

Third-party services

Buddy works with third-party services, such as Plaid, under their own terms. We aren't responsible for their services. Their names belong to their owners, and mentioning them doesn't mean they endorse Buddy Labs.

Products in development

Features, timing and availability may change.

Disclaimer and liability

Buddy is provided "as is", without warranties. To the extent the law allows, Buddy Labs isn't liable for indirect or consequential losses arising from its use.

Privacy

Our Privacy Policy explains how we handle data.

Changes and contact

We may update these terms and will post changes here. For questions, email hello@buddylabs.io.